India spent ten years bringing people into the financial system.
The next twenty are about what they do once they're in.
A decade ago, UPI had just launched and mutual funds managed ₹13.8 lakh crore. Most household savings sat in bank deposits.
Over 23 crore demat accounts are open, mutual funds manage ₹81 lakh crore, and almost every payment runs on UPI. More people are in, and managing their money has become harder: products like specialised investment funds, rules that change every year, and needs that no longer fit a standard plan.
AI will add another layer, changing how advice is given, how decisions get made and what regulators need to check. The systems underneath will have to change with it.
Ziliqon Labs helps Indians, and the professionals who serve them, keep up with a financial system that keeps changing.
Focus areas
Hold shares in a foreign employer or invest abroad, and your tax return gets harder in ways global apps don't handle.
We've built software that turns a broker statement into filing-ready tax schedules.
Specialised investment funds, international investing and new ways for distributors to manage money add choice, and add things to explain.
We write plain-language guides that help advisors understand new products and explain them to clients.
More clients means more records, reports and compliance, usually handled over WhatsApp and spreadsheets by a small team.
We're helping advisors get their practice, and their clients' data, in order.
Contact
Ziliqon Labs is just getting started. If you're an investor, a potential partner or someone who wants to build with us from the start, let's talk.